The Market Desk

The whole housing market on one page.

Mortgage rates, prices, speed, supply and sales for Flagler, Volusia, St. Johns and Putnam counties, Florida and the U.S., side by side. Built for brokers, agents and asset managers who want the full picture without hunting through five websites.

Focus
Range
The pulse

Flagler County, right now

The latest reading for each measure, how it compares with a year ago, and the last two years as a trend line. Change the focus above to see another area.

Money

Mortgage rates

Freddie Mac's weekly average for a 30-year and 15-year fixed loan, with the 10-year Treasury yield that mortgage rates follow. The gap between them shows how much extra lenders are charging for risk.

30-year, 15-year and 10-year Treasury

Sources: Freddie Mac Primary Mortgage Market Survey (weekly, Thursdays); U.S. Treasury daily par yield curve, 10-year (last trading day each week).

See the numbers
Price

What homes sell for, and what sellers ask

Sold prices and asking prices are different numbers from different sources, so they get separate charts. Switch any chart to "vs a year ago" to see which market is gaining or slipping fastest.

Speed & demand

How fast homes are moving

Days on market tells you how long listings sit. The pending ratio, the number of homes under contract for every home still for sale, is the best single gauge of buyer demand.

Supply

How much is for sale

A county and the whole country can't share a scale, so listing counts are shown against each area's own 2019 average (100 = a normal pre-pandemic month). Price cuts show how much pressure sellers are under.

Volume

How many homes are selling

Closed sales, nationally and for the Deltona–Daytona Beach–Ormond Beach metro (Volusia and Flagler), each against its own 2019 average. The local count from the MLS is in the next section.

The local desk

Flagler & Volusia from the MLS

The numbers Dave pulls every month from Stellar MLS for his Market Update, covering all residential sales in Flagler and Volusia counties together. This is the closest read on the local market you'll find anywhere.

Need the local read?

Numbers tell you what. A local broker tells you why.

Dave Petkovsek has sold real estate for more than 30 years and handled bank-owned homes and BPOs across Flagler and Volusia for servicers and asset managers nationwide. If you need a valuation, a market opinion or a partner on the ground, call him.

Sources & methods

Where every number comes from

Mortgage rates
Freddie Mac Primary Mortgage Market Survey, weekly national averages for 30- and 15-year fixed loans. 10-year Treasury from the U.S. Treasury's daily par yield curve.
Asking prices, listings, days on market, price cuts, pending
Realtor.com Residential Listings Database, monthly, for the U.S., Florida, and Flagler, Volusia, St. Johns and Putnam counties. These describe homes listed for sale, not closed sales. Days on market is the median for active listings.
Sold prices, home values, sales counts, sale-to-list
Zillow Research: median sale price (all homes, shown as a 3-month average because small counties swing month to month), Zillow Home Value Index (typical home, smoothed and seasonally adjusted), and closed sales counts. Zillow publishes these about six weeks after the month ends, so they run a month behind.
The local desk
Stellar MLS, pulled by Dave Petkovsek from his own MLS account for the monthly Market Update: all residential (single-family, condo, townhome) in Flagler and Volusia counties together. Months of supply = active listings ÷ that month's closed sales. Recent months can shift slightly as late closings are entered.
How often it updates
The page refreshes itself every Monday and Thursday. Freddie Mac publishes its rate survey on Thursdays; the Treasury yield moves daily; listing and sales data change monthly. Each chart shows its own latest month. Data is believed accurate but not guaranteed; it isn't an appraisal or financial advice.