Real Estate Broker & Instructor

I know the numbers.
But I value people.

I'm Dave Petkovsek, broker and co-owner of Realty Exchange in Palm Coast, Florida, and an instructor for Florida Realtors. I've spent more than 30 years in real estate, 22 of them here in Flagler County.

Dave Petkovsek standing in a navy suit and light blue shirt, hands in his pockets, smiling

Dave Petkovsek at a glance

Every year since 2009#1

Office in Flagler County

Realty Exchange has closed more transactions than any other office in Flagler County for 17 straight years.

Teaching Realtors across Florida

Florida Realtors Staff Faculty

And a licensed Florida real estate instructor. I teach contracts and continuing education to hundreds of agents every year.

Bring me in to teach →
More than2,000

Homes sold

Personally. Including the hardest years this market has seen.

Market Update & More · September 2026

Flagler & Volusia Home Prices Held as Mortgage Rates Hit 7.28%

  • 5.5Months of supply
    about the same as last September
  • $351,000Middle price
    holding (was $350,000)
  • 98%Sold vs. asking
    price, on average

Two minutes on what Flagler and Volusia homes did in September while mortgage rates spiked, why prices held, and two things to do about it.

The Market Desk

Your county vs. Florida vs. the U.S.

Mortgage rates, prices, days on market, homes for sale and sales for Flagler, Volusia, St. Johns and Putnam, side by side with Florida and the nation. One page, updated automatically. Free.

  • 30-year mortgage rate: 7.40% (week of Oct 8, 2026)
  • Flagler homes for sale vs. a year ago: down 14% (U.S.: up 5%)
  • Flagler median days on market: 78 days (U.S.: 61)
My story

Confidence through experience.

When the market crashed in 2008, my business didn't shrink. It grew. In a good year I'd done about 30 transactions.

Then 80. Then 150.

That kind of volume taught me what this business really takes: systems, controls, and good people around you to do what you can't. It's how Realty Exchange runs today.

Thirty years and more than 2,000 homes later, I still start every deal the same way: with the person. It's not transactional. It's relational.

How I got here: thirty years ago I had a young son and a growing family, and I had capped out on what I could earn in the travel industry. I renovated the house I was living in, and my Realtor came by and told me I'd made $30,000 in a week or two. At the time, that was what I made in a whole year. I signed up right away, got my real estate license, and started taking carpentry and HVAC classes, thinking I was going to be a rehabber. I ended up finding out real estate sales was for me.

After ten very successful years in Illinois, my dad bought land in a place I'd never heard of. "Palm Coast? Are you sure you're not buying swamp land?" I came down to visit, and within two years Deb and I had moved the whole family here. We restarted our career in Flagler County because we loved it so much: the beaches, the weather, bike riding, golf, boating, fishing. We love the beach.

"What I want people to say after they work with me is that they enjoyed the experience, they felt valued, and I added value to their life. That is one of the most important things to me. It's too bold to say that they saw God through me. Not that at all, but that they knew I had motives and values beyond my own, something only God could give."
For buyers and sellers

Buying or selling a home?
You won't do it alone.

Buying or selling a home is one of the biggest decisions most people ever make. I've sold more than 2,000 homes myself, including in the hardest years this market has seen. Understanding the contract matters. But what gets a deal done is the relationship you have with people.

At Realty Exchange, nobody works a deal alone. Your agent has our whole office behind them, and our office has closed more transactions than any other in Flagler County every year since 2009.

Buying? Search every home for sale in the area. Selling? Start with what your home is worth, see the cash you'd walk away with, and see exactly what homes near you sold for, then ask me for a report on yours.

Dave Petkovsek in a blue polo shirt, arms crossed, smiling in the hallway of the Realty Exchange office
For agents

My agents are my customers.

  • Florida Realtors Staff Faculty, teaching contracts
  • Teaches continuing education to hundreds of Realtors every year
  • Realty Exchange: #1 office in Flagler County every year since 2009

At Realty Exchange, the agents drive the engine. My job is keeping them resourced, keeping them motivated, and keeping them in the family.

When an agent walks in ready to quit, I start with the person, not the rule. Understanding the contract isn't what gets deals done. It's the relationship you have with people. And nobody here works a deal alone. It's you and Realty Exchange helping that buyer.

I also teach the contract class for Florida Realtors, and I read and explain that contract for people every day. When you know the material that well, you can stop performing and focus on the person in front of you.

My agents could finish this sentence for me: real estate isn't transactional, it's relational. That's how we run our office.

I teach because I love seeing personal growth. As I can help people find that, I don't get many better joys. I can think of one agent who was part-time, working at a factory and just not making it. He made $15 an hour there, but his real worth was about $50 an hour, so every hour at the factory was costing him $35. When he went full-time in real estate, he instantly started making that. Today he's an $8 million to $10 million a year producer. We focus on education. We spend the money. We put our money where our mouth is, and we make it happen.

For associations and event planners

Bring me in to teach.

I'm Florida Realtors staff faculty and a licensed Florida real estate instructor. I teach contracts and continuing education to hundreds of Realtors every year, and I love a room full of agents with good questions.

  • The Florida Realtors contract, clause by clause
  • Continuing education for license renewal
  • Distressed property: bank-owned homes, short sales and BPOs
  • Leadership: business is a vehicle for building people
For asset managers and lenders

Local knowledge for your portfolio.

Asset managers: I've been doing short sales since 1994 and REO since 1998, and I've handled bank-owned and distressed property in this market since the 2008 cycle, across Flagler, Volusia, St. Johns and Putnam counties. If you need a local read you can trust, call me.

  • Bank-owned (REO) property: listing and selling it
  • Short sales
  • Broker price opinions (BPOs)
  • A monthly read on the Flagler and Volusia County numbers, in my Market Update & More
  • Live numbers for all four counties, any time, on The Market Desk

1,000+ bank-owned (REO) properties closed personally · Set up on RES.NET, Equator, Pyramid and RIO Genesis · Designations: SFR · CDPE · CSSE

Where I work

Flagler, Volusia, St. Johns and Putnam County, Florida

My office is in Palm Coast. My agents and I work across Flagler County and the three counties around it: Volusia, St. Johns and Putnam. My monthly Market Update covers Flagler and Volusia.

Dave Petkovsek at his desk in Palm Coast, smiling while on a phone call
Talk to me

Call me.

Buying or selling in Flagler, Volusia, St. Johns or Putnam County, managing a portfolio, or planning a class or event? Call me, and we'll talk it through.