What will you actually walk away with?
Most "what's my home worth" tools stop at a price. This one goes all the way to the check: an estimate of your home's value, minus commission, your mortgage payoff and real closing costs from Ocean Blue Title.
Flagler, Volusia, St. Johns and Putnam counties.
Rather not?
Your numbers
Enter the price you expect to sell for.
A few quick questions
From county records. Added on or finished a space? Update it.
Listing and buyer's agent together. Commissions aren't set by law and are fully negotiable; enter what you expect to pay.
Your payoff is on your mortgage statement. Enter 0 if your home is paid off.
Don't have it handy? Estimate it from when you bought
Assumes a 30-year fixed loan at that year's average rate (Freddie Mac), never refinanced. Your statement is always better.
Florida property taxes are paid at the end of the year, so the seller credits the buyer for the months they owned the home.
That's the custom for most resales here. On new construction and many bank-owned sales, the buyer often pays.
Want the real number?
I'll look at your home and recent sales nearby, and send you a pricing opinion plus a net sheet with your actual payoff. No pressure, no obligation.
Dave Petkovsek, Real Estate Broker & Instructor · Realty Exchange · 386-627-3182
Public-record facts come from the Florida Department of Revenue and county property appraisers. The mortgage estimate assumes an 80% loan at that month's average 30-year rate (Freddie Mac) on your last recorded purchase; refinances, second mortgages and equity lines don't show up in sale records, so use your statement if you have it. Transfer tax is Florida's $0.70 per $100. The owner's title policy uses Florida's state-set rate. Dave Petkovsek is a co-owner of Ocean Blue Title; you're free to choose any title company. Realty Exchange and Dave Petkovsek support equal housing opportunity.