Florida vs. the U.S. snapshot

Florida vs. the U.S., September 2026: Florida's supply of homes for sale is shrinking (−9.5% from a year ago) while the nation's is growing (+5.4%). Median single-family price: Florida $415,000, U.S. $422,700. Want to know what it means for your move? Send me a message.

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Is it a buyer's market in Florida?

Is it a buyer's market in Florida? It depends on what you're buying. In September 2026, single-family homes had 4.4 months of supply (balanced) and condos and townhomes had 7.7 (leans toward buyers). Your town can be different. Ask me for the local numbers.

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What "months of supply" means

What does "months of supply" mean? It's how long it would take to sell every home on the market at today's pace if no new listings came on. Florida single-family homes were at 4.4 months in September 2026. Under 4 tends to favor sellers, over 6 favors buyers. Questions about your area? Ask me.

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Florida condo reality for buyers

Buying a Florida condo? Statewide in September 2026: median price $293,500, 7.7 months of supply, and about 52% of buyers paid cash. Before you commit, ask for the milestone inspection summary and the reserve study (SIRS). Happy to walk you through them.

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First-time buyer cost checklist

First-time buyer in Florida? Budget for more than the down payment: closing costs, Florida's mortgage taxes, insurance quotes, inspections and HOA fees. At today's 7.32% rate, every $100,000 borrowed is about $687 a month in principal and interest. Want a full cost estimate? Message me.

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Seller: pricing in a slower market

Selling in a slower market? In September 2026, 1 in 5 Florida listings cut the price, and single-family sellers got a median 95.7% of their original list price. Pricing it right from day one matters. Want to know what your home would sell for? Ask me.

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How to read this market (teaching card)

How to read this market: watch five numbers. Months of supply, time to contract, the share of list price sellers get, price cuts, and the change from the same month last year. Here's where Florida stands for September 2026. Questions about your area? Ask me.

Source: https://flaglerdave.com/share/

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What today's rate means for the payment

What today's mortgage rate means for the payment: at 7.32%, every $100,000 borrowed is about $687 a month in principal and interest, vs. $612 a year ago at 6.19%. Want to see your own numbers? Message me.

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